XRP Inches Higher—Will a Ripple-SEC Settlement Spark a Breakout?

XRP Ripple coin on top of a laptop's keyboard blog image

XRP is back in the spotlight, showing strong momentum as its price rises alongside major legal and market developments. As of March 14, 2025, XRP is trading at $2.38743, marking a 1.3% increase from its previous close. The price movement comes at a time when Ripple’s long-standing battle with the SEC appears to be nearing a resolution. But is this just a temporary boost, or is XRP setting up for a much bigger move?

XRP’s Market Performance: What’s Happening Now?

XRP has seen steady growth over the past 24 hours, fluctuating between $2.35663 and $2.4023. While this short-term rally is promising, it’s important to look at the bigger picture. Over the past year, XRP has been highly volatile, reaching a high of $3.38807 and a low of $0.39114.

Right now, its market capitalization sits at $134.1 billion, making it one of the top cryptocurrencies by valuation. However, trading volume has dipped to $4.33 billion, which is significantly below its average $8.84 billion volume. This could indicate that traders are taking a wait-and-see approach as the market digests new developments.

From a technical perspective, XRP is below its 50-day moving average ($2.57059) but above its 200-day moving average ($1.63546). This suggests that while the short-term momentum may be cooling, the long-term trend remains bullish.

SEC vs. Ripple: A Long Battle Nears Its End?

For years, Ripple’s legal battle with the SEC has been one of the biggest hurdles for XRP’s growth. But according to reports from March 12, 2025, settlement talks are in the final stages. This potential resolution has already triggered a 3% jump in XRP’s price.

The case began in 2020, when the SEC accused Ripple of raising $13 billion through unregistered XRP sales. A critical ruling in 2023 forced Ripple to pay a $125 million fine, a much lower amount than the $2 billion initially sought by the SEC. More importantly, the court ruled that programmatic sales of XRP to retail investors were not securities transactions, a partial victory for Ripple.

Now, as the SEC softens its stance on crypto regulation under new leadership, Ripple is pushing for a reassessment of the 2023 ruling. A favorable outcome could mean greater institutional adoption and a regulatory green light for XRP.

Technical Analysis: Will XRP Hold Its Gains?

XRP’s price action has been driven by a mix of technical signals and market reactions to legal news. Recent patterns indicate key levels to watch:

  • Support Level: $2.1647
  • Resistance Level: $2.2465
  • 50-day Moving Average: $2.57059
  • 200-day Moving Average: $1.63546

On March 11, XRP saw a death cross, sending it tumbling to $1.9000 before bouncing back on oversold RSI conditions. This was followed by a golden cross on the MACD that triggered the current uptrend. Traders should keep an eye on these indicators, as they often signal potential reversals or breakouts.

What’s Next for XRP?

With a potential legal settlement on the horizon, XRP could be poised for a major rally. But it’s not just the legal case driving interest—Ripple has also achieved a significant regulatory milestone in the UAE.

On March 13, 2025, Ripple became the first blockchain payments provider licensed by the Dubai Financial Services Authority (DFSA). This gives Ripple a green light to operate within the Dubai International Finance Centre (DIFC), a key financial hub for cross-border payments.

The UAE represents a $400 billion cross-border trade market, and Ripple is positioning itself as a leader in blockchain-based payments in the region. With institutional demand rising, this regulatory approval could boost XRP adoption significantly.

Final Thoughts

XRP’s price is at a critical juncture. The combination of legal clarity, technical strength, and expanding global adoption could set the stage for a new bull run. However, traders should remain cautious, as the crypto market remains volatile, and further regulatory hurdles could still emerge.

For now, XRP’s future looks brighter than it has in years. If the SEC case officially closes in Ripple’s favor, XRP could finally shake off its regulatory uncertainty—and that could be the catalyst for sustained price growth.

Author

JaafarCrypto

Researcher 🔎 Marketer 🧠 AI Whisperer 🤖 Crypto enthusiast (Halal & Shari'ah compliant focus) ☪️
Not financial advice. DYOR.